Smart cover for your home sweet home

Quick and easy home insurance for renters and homeowners.

Buildings cover
Contents cover
FCA Regulated

4.6 stars on Trustpilot

Over 100,000 customers feel at home with us

from Deborah

Effortless Insurance

Nobody likes having to purchase insurance, but Marshmallow makes it quick and simple to do, straight from your mobile. As an expat driver in the UK, it’s a bonus to have my 20+ years of driving experience taken into account along with no-claim bonuses from my home country. I would recommend Marshmallow to anyone!

from Rebecca

Well priced for returning expats and good service

As a returning expat marshmallow was significantly cheaper than any other insurer. Their staff have been very helpful and reduced my insurance further when I was able to provide more NCD than I thought I had from several countries. Definitely recommend

from Chris

Knowledgeable and efficient on chat…

Knowledgeable and efficient on chat support. Best quotes for international and U.K. expat drivers. More logical and reasonable approach to getting insurance coverage compared to most in the market.

from Sumit

Really happy with the service

Really happy with the service. I am an expat, living in the UK for the last 4 years. My company has provided me with a leased car thus i had no history here. Marshmallow was fast, knew my situation and i am very happy with the quote. Cheers.

from Jules

Really impressed

Really impressed. As an expat I always struggle with high insurance quotes. Marshmallow was by far the most affordable. Service was quick and sign-up was super simple. Great experience all round.’

from Lee

Returning expat to the UK - very happy

As a returning expat to the UK, marshmallow offered to utilise my no claims from driving abroad and gave me a very competitive quotation for my car insurance. Super happy with the team for making the process as simple as possible and for always being available for online support.

from Craig

Excellent customer service

Excellent customer service, I've been speaking with Sally and she is a credit to Marshmallow, she has always gone the extra mile and was able to adapt my insurance to my needs.As an expat returning to the UK, Marshmallow was by far the best car insurance I could find. I highly recommend this company.

from Juuso

Positively suprised

Very happy with the service I got when setting up my policy. I had some
questions about the applicability of my foreign ncb, I got in touch with the team
and had all my questions answered In a timely manner. The price I was quoted
was over almost 50% less than any other competing company! Very happy
customer.

from Juuso

Great service…new resident from overseas

We have recently relocated to the UK from Canada and the experience with
Marshmallow has been 1st class. Using all the conveniences of a digital
platform, Marshmallow keeps the process clear and simple. All the
correspondence has been prompt and efficient. Highly recommend

from Joel

Great service…new resident from overseas

We have recently relocated to the UK from Canada and the experience with
Marshmallow has been 1st class. Using all the conveniences of a digital
platform, Marshmallow keeps the process clear and simple. All the
correspondence has been prompt and efficient. Highly recommend

from Milena

Recommended

Marshmallow was the only UK insurer that would allow me to include my no
claims bonus from overseas! They came in with the best price and have been
very helpful whenever I have needed assistance.  I would recommend Marshmallow to friends and family.

from Bolarinwa

Fast & Pain Free service

As a first time insurance buyer in the UK with a foreign licence, Marshmallow
made the process easy and straight forward even on a Sunday. Despite being an online only service, i found them very responsive and pain-free service. Enquiries or complaints are answered pretty quickly, with
straight forward answers and clarity on what can or cannot be done.

Lean on us when the worst happens

Sometimes life throws a curveball. We’re here to help.

If there’s a fire

Whether you’re dealing with structural damage, lost items or scorched furniture.

If someone breaks in

Think smashed windows, stolen items and broken locks.

If there’s a leak or burst pipes

Or any water escaping suddenly from tanks or plumbed-in appliances.

If severe weather hits

Storms, blizzards and hurricanes mean floods, heavy winds and missing roof tiles.

If something falls from the sky

Sure, it doesn’t happen often. So that covers falling trees, lamposts and drones, too.

A safety blanket for your house, your belongings, or both

If you’re hit by an uninsured driver, we’ll protect your No Claims Discount and return your excess.

Alternative
Accommodation

If damage makes your house unliveable for a while, we’ll pay for a temporary home as part of our contents and buildings cover.

Leak detection

For that mysterious dripping sound you can’t locate. If your home has a leak, we’ll find out where it’s coming from. Included with buildings cover.

Work from home cover

We don’t care if your desk is an
actual desk or a repurposed ironing board. Protect your wfh set-up from theft or damage as part of your contents cover.

Accidental damage

For those spilt-wine, football-through-the-window moments. Available for both buildings and contents cover as an optional extra.

Replacement key cover

The sofa’s calling after a long day... but where did you put your keys? We’ll pay for a new set of keys if yours are lost, stolen or accidentally damaged. And well fix lock mechanisms on doors, windows and safes. All part of our contents cover.

New for old

Have your lost or damaged belongings replaced with brand new versions. If we can’t replace it exactly, we’ll find the closest thing to it. All part of our contents cover.

Get the lowdown

Everything you need to know about Marshmallow home insurance

What’s the difference between 
building and contents cover?

Building insurance covers damage to the structure itself. Contents insurance protects the things inside your house - like your gadgets, clothes, furniture and carpets.

How do I talk to someone?

Our live chat is open 9am-8pm on weekdays, and 10am-5pm on weekends. Please get in touch if you have any questions at all - we usually respond in under 2 minutes! Our phone line is for claims only.

What if I live in a flat?

If you live in a flat, you can still insure your belongings with Contents cover. For now, we can’t offer Buildings insurance to people living in flats or apartment blocks.

Is there any legal cover?

Absolutely. All our home insurance policies includes owners liability cover up to £2million. So if someone’s hurt in your house, and blames you for the damage, we’ll cover the costs that come with that.

Is my bike covered?

You can cover your bike by adding it as a ‘special item’ to your contents cover. We don’t insure them as part of our standard policy yet, but we’re working on it.

What about emergency cover?

Our live chat is open 9am-8pm on weekdays, and 10am-5pm on weekends. Please get in touch if you have any questions at all - we usually respond in under 2 minutes! Our phone line is for claims only.