Depending on when your policy with us ends, we may be able to provide you with your No Claims Discount (NCD) Certificate.

I have been with Marshmallow for a full year but I will not be renewing my policy

If you've made no claims with us during your year on cover, and your policy is within 14 days of expiring, then you can download your NCD certificate from the app or your web-based Marshmallow account.

  • From the app, tap your policy, then Documents, then NCD Certificate.
  • From your web account, look for Policy documents, then NCD certificate

‍My policy with Marshmallow has ended or expired. Can I still download my NCD?‍

You can still download your NCD certificate from the app or your web-based Marshmallow account, even after your policy has ended.

  • From the app, tap your policy, then Documents, then NCD Certificate.
  • From your web account, look for Policy documents, then NCD certificate

‍I cancelled my policy with Marshmallow

In this case we would be able to provide you with a Claims Overview document from your time with Marshmallow, rather than an NCD Certificate. This is because to get your NCD Certificate, you must have been on cover with us for 12 months and made no claims.

  • To get your Claims Overview document, just start a Live Chat with our team and let us know. You can start a chat through the app, or the Help page on our website.

Please note that we won't be able to include any NCD you may have earned abroad on your NCD Certificate, as not all insurers accept this. However, if you do have NCD from abroad, you can always show this to your next insurer.