Car. Kar. Auto.Voertuig. Mota. Motokā.

Whatever you call it, we’ll insure it
(and save you around £230).

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Licences from all countries covered for 12 months
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Fairer prices based on ALL your driving experience, in any country
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Extra discounts for claim-free driving, in any country
loaded yellow car filled with marshmallowstwo people sat in a car full of marshmallows

Moved to the UK? We make car insurance one less thing to worry about.

People who move to the UK used to pay up to 45% more for their car insurance than their UK-born friends. Why? Because most insurers only care about the driving experience you gain after you move here.

Then came Marshmallow!

We take ALL your driving history into account when we price your policy, wherever in the world you lived before. That means we can give you the same experience-based discounts as everyone else. So you can spend more on the things that really matter.

Your move, our cover

Marshmallow car insurance, built with you in mind

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Save up to 45% as a UK newcomer

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Instant experience-based discount based on all the years you’ve been driving, in the UK and abroad
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Extra discounts for a proven record of claim-free driving (accepted from all insurers, no translation needed)
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Fast-track to bigger discounts after just 1 year if you have good experience but no claim-free driving record
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Get help when you need it most

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Live Chat support open 8am-8pm.
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24/7 phone line for claims and accident support
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£36 million paid out in claims in 2022
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Be in control

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Make unlimited changes to your details on the app when you buy direct
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Spread the cost with smaller monthly payments
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Review your cover every year and only pay for what you need
Get a quote

70% of people we’ve insured this year are new to the UK

This is what they have to say about us.

John 🇪🇸

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Returning to UK after living in Spain for almost 5 years. Marshmallow were by far the cheapest for my car insurance. No concern about having an EU licence or foreign NCB. So easy to set up cover, bought car and arranged insurance online within 10 minutes and all details are on the downloaded app. Can't ask for any more great service

Joel 🇨🇦

green five stars

We have recently relocated to the UK from Canada and the experience withMarshmallow has been 1st class. Using all the conveniences of a digital platform, Marshmallow keeps the process clear and simple. All the correspondence has been prompt and efficient. Highly recommend

Savannah  🇿🇦

green five stars

As a young driver from South Africa, trying to find an easy and affordable insurance policy proved to be very difficult. Until I came across Marshmallow, the signing up process online was very quick and easy as well as affordable. Would definitely recommend!!

Virginia 🇫🇷

green five stars

This is the first time I have used this company. They were fantastic. I have recently come back from France to England to live. They are recognising my no claims. Bonus earned on my French insurance. Hats off to them, they deserve every success.

Paulin 🇮🇹

green five stars

Excellent customers service, very understanding and patient. Moved over from Italy and I had trouble getting my no claim bonus years from Italy and Marshmallow were patient and understanding until everything got resolved.Big thank you to Sally who I was dealing with me the whole time.

Mary 🇺🇦

green five stars

I'm from Ukraine. And this is my first insurance in England. The company provides excellent conditions for a great price. I will continue to use Marshmallow services and recommend to others.

Char 🇮🇪

green five stars

So far I've found Marshmallow so helpful! I signed up for a policy recently, at a great price and they didn't penalise me because I'd been living in Ireland for a few years before returning to the UK (many insurers do). All the staff I've encountered have been really pleasant and helpful. I likely he online ease of access. All in all, really great!

Keith 🇺🇸

green five stars

Coming from America my first impression of getting auto insurance in the UK was I’m going to pay through the nose for it. Once we found marshmallow it was such an easy and smooth experience and the rates are fantastic! Thank you!!

Get cover today

Cover with a little va va vroom

Designed to fit your unique needs and experience.

Build your own cover

Add extra features to your plan to make it just right. We have breakdown cover, legal cover, payout cover - and loads more.

Flexible payments

Spread the cost across smaller monthly payments, choose your own payment date, and get extra help if you need it.

Help the way you want it

Get help fast on Live Chat, call us 24/7 for claims and access support, or browse our expert’s FAQs.

Only pay for what you need

What’s right for you today may not be right for you tomorrow. We’ve made it easier to change things when you need to.

Simple. Clear. Straightforward.

Insurance sounds a lot more complicated than it actually is. We’re here to cut through the crap. No more big words that no one understands. Just human ones.

All this and more on a 
5-star(ish) app

  • Change your details on-the-go
  • All your documents in one place
  • Instant help with Live Chat
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What our car insurance looks like

Fully comprehensive cover for wherever you’re going, no matter where you started

What’s included

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Vehicle repairs or replacement after accident, fire or theft
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Personal injury costs
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Third-party cover to drive in Europe
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Courtesy car if yours is in for repairs
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Windscreen protection
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Personal belongings cover up to £250
And more...

Who we can cover

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UK residents. A resident is defined as someone who lives here, or who has moved here and intends to live here permanently (at least 183 days a year).
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People with a full licence, aged 21-75
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Licences from all countries are covered for 12 months. You may need to exchange your licence to a UK one after that. You can check here.
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Provisional licences, subject to some restrictions

Driving in the UK: tips and tricks

Our beginner’s guide.

Get your car ready

Before you touch the steering wheel, make sure you’ve covered off all the legal stuff. You’ll need to register the car, pay the road tax, check the MOT, and get car insurance. All before you drive it.

Brush up on UK road rules

The basics are a doddle. Drive on the left-hand side. Wear a seatbelt. Don’t use your phone while you’re driving. Remember the speed signs are in miles, not kilometres. If there are two yellow lines at the side of the road, don’t park there.

Learn how to use a roundabout

Not unique to the UK, but still new to many. Let’s cover the basics. Always slow down when you approach them. Give way to anything approaching from the right. When the road is clear, go round in a clockwise direction. Indicate before you exit.

Know everything about UK car insurance, yet?

You will after a visit to our blog 🤓

Answers to important questions

Can you cover me if I’m not a UK resident?
Is car insurance different in the UK?
I didn’t pass my test in the UK. Can I still get insured?
Do you offer translation services?
What is a No Claims Discount?
What is the cheapest insurance you offer?
Can you cover food delivery drivers?