Get cover like a local

Car insurance designed for expats and migrants

Star ratingStar ratingStar ratingStar ratingStar rating

Rated Excellent on Trustpilot

International licence cover
International No Claims Discount

Moved to the UK? Get a quote from us
and save up to 45% on your car insurance.

Back in 2017, we spotted a problem. The big insurance companies were charging migrants and expats way too much for insurance, or refusing to cover them altogether.



We started Marshmallow to make things right.

Unlike other insurers, we celebrate your years of great driving abroad - hello No Claims Discount! We cover your international driver’s licence. And we provide the support you need at a price you can afford.

Over 40% of our customers are non-UK nationals

Here’s why you should join them

We cover your international driver’s licence for a year

So there’s no need to switch to a UK licence straight away.*

We offer discounts up to 45% when you get a quote from us

We recognise your No Claims Discount earned abroad, and your years of great driving experience meaning great savings for you.

We make insurance affordable

Our tech helps protect us from fraudulent customers who cost a lot of money. We pass those savings onto you and your policy!

We make it simple to access your policy

View your documents and make policy updates online or on our 4.9 star app. Easy.

We offer the highest level of cover

Feel protected with fully comprehensive car insurance.

We provide lightning fast support

Our customer service team respond to Live Chat queries in under 2 minutes.**

*Drivers from outside the EU/EEA will need to switch to a UK licence 12 months after becoming a UK resident, or drive on a provisional licence with the same rules as learner drivers. You can find out more here.


**Based on data from 03.01.22 onwards, around 73% of our conversations are responded to in under 2 minutes during our core hours (Mon-Fri 9-6). We are working hard to increase this figure.

We've supported 100,000+ migrants with a better kind of insurance

But don’t just take our word for it!

from Deborah

Effortless Insurance

Nobody likes having to purchase insurance, but Marshmallow makes it quick and simple to do, straight from your mobile. As an expat driver in the UK, it’s a bonus to have my 20+ years of driving experience taken into account along with no-claim bonuses from my home country. I would recommend Marshmallow to anyone!

from Rebecca

Well priced for returning expats and good service

As a returning expat marshmallow was significantly cheaper than any other insurer. Their staff have been very helpful and reduced my insurance further when I was able to provide more NCD than I thought I had from several countries. Definitely recommend

from Chris

Knowledgeable and efficient on chat…

Knowledgeable and efficient on chat support. Best quotes for international and U.K. expat drivers. More logical and reasonable approach to getting insurance coverage compared to most in the market.

from Sumit

Really happy with the service

Really happy with the service. I am an expat, living in the UK for the last 4 years. My company has provided me with a leased car thus i had no history here. Marshmallow was fast, knew my situation and i am very happy with the quote. Cheers.

from Jules

Really impressed

Really impressed. As an expat I always struggle with high insurance quotes. Marshmallow was by far the most affordable. Service was quick and sign-up was super simple. Great experience all round.’

from Lee

Returning expat to the UK - very happy

As a returning expat to the UK, marshmallow offered to utilise my no claims from driving abroad and gave me a very competitive quotation for my car insurance. Super happy with the team for making the process as simple as possible and for always being available for online support.

from Craig

Excellent customer service

Excellent customer service, I've been speaking with Sally and she is a credit to Marshmallow, she has always gone the extra mile and was able to adapt my insurance to my needs.As an expat returning to the UK, Marshmallow was by far the best car insurance I could find. I highly recommend this company.

from Juuso

Positively suprised

Very happy with the service I got when setting up my policy. I had some
questions about the applicability of my foreign ncb, I got in touch with the team
and had all my questions answered In a timely manner. The price I was quoted
was over almost 50% less than any other competing company! Very happy
customer.

from Joel

Great service…new resident from overseas

We have recently relocated to the UK from Canada and the experience with
Marshmallow has been 1st class. Using all the conveniences of a digital
platform, Marshmallow keeps the process clear and simple. All the
correspondence has been prompt and efficient. Highly recommend

from Milena

Recommended

Marshmallow was the only UK insurer that would allow me to include my no
claims bonus from overseas! They came in with the best price and have been
very helpful whenever I have needed assistance.  I would recommend Marshmallow to friends and family.

from Bolarinwa

Fast & Pain Free service

As a first time insurance buyer in the UK with a foreign licence, Marshmallow
made the process easy and straight forward even on a Sunday. Despite being an online only service, i found them very responsive and pain-free service. Enquiries or complaints are answered pretty quickly, with
straight forward answers and clarity on what can or cannot be done.