lady driving in a car full of marshmallows

The smart way to buy car insurance

Award-winning cover you can control from your phone

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FCA Regulated
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24/7 Claims Line
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100K+ customers
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3x award-winning
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"This new look feels good! We're still mid-makeover here at Marshmallow HQ, so some pages may still look like the old us. But don't worry, we're working on it."

We're excited to show you our new look! If some pages still look like the old us, don't worry. We're working on it.

The highest level of cover

Car damage
Fire and theft
EU cover for 90 days
Courtesy car
Property damage
Windscreen damage

Car damage

Accidents happen. Vandalism happens. If your car is damaged as a result of either, we’ll cover the cost of getting it fixed or replaced.

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Fire and theft

If your car is damaged by fire, lightning, explosion, theft or attempted theft, we’ll cover the costs of getting it fixed or replaced.

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EU cover for 90 days

Europe is just a road trip away. Contact us before you leave and get up to 90 days third-party cover inside the EU.

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If you’re at fault in an accident that causes injury to others, all compensation payouts will be taken care of. If you’re harmed, we can contribute up to £5,000 in personal accident support, depending on your injuries.

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Courtesy car

We want to keep you mobile, even if your car has other ideas. As long as you use one of our approved repairers, we’ll do everything we can to get you a courtesy car. This can be subject to claim and availability.

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Property damage

If you damage someone else’s property by accident, you can breathe a bit easier knowing we’ve set aside £20m to pay for any repairs or replacements needed.

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Windscreen damage

If you’re on a Marshmallow Original plan and your windscreen needs fixing or replacing, you’ll pay a small excess and we’ll cover the rest.

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Join over 100,000 happy customers

81% of reviews rated Excellent


five stars review

Nobody likes having to purchase insurance, but Marshmallow makes it quick and simple to do, straight from your mobile. As an expat driver in the UK, it’s a bonus to have my 20+ years of driving experience taken into account along with no-claim bonuses from my home country. I would recommend Marshmallow to anyone!


five stars review

As a returning expat marshmallow was significantly cheaper than any other insurer. Their staff have been very helpful and reduced my insurance further when I was able to provide more NCD than I thought I had from several countries. Definitely recommend


five stars review

Really happy with the service. I am an expat, living in the UK for the last 4 years. My company has provided me with a leased car thus i had no history here. Marshmallow was fast, knew my situation and i am very happy with the quote. Cheers.


five stars review

Really impressed. As an expat I always struggle with high insurance quotes. Marshmallow was by far the most affordable. Service was quick and sign-up was super simple. Great experience all round.’


As a returning expat to the UK, marshmallow offered to utilise my no claims from driving abroad and gave me a very competitive quotation for my car insurance. Super happy with the team for making the process as simple as possible and for always being available for online support.


Excellent customer service, I've been speaking with Sally and she is a credit to Marshmallow, she has always gone the extra mile and was able to adapt my insurance to my needs.As an expat returning to the UK, Marshmallow was by far the best car insurance I could find. I highly recommend this company.


Very happy with the service I got when setting up my policy. I had some questions about the applicability of my foreign ncb, I got in touch with the team and had all my questions answered In a timely manner. The price I was quoted was over almost 50% less than any other competing company! Very happy customer.


We have recently relocated to the UK from Canada and the experience withMarshmallow has been 1st class. Using all the conveniences of a digitalplatform, Marshmallow keeps the process clear and simple. All thecorrespondence has been prompt and efficient. Highly recommend


Marshmallow was the only UK insurer that would allow me to include my noclaims bonus from overseas! They came in with the best price and have beenvery helpful whenever I have needed assistance.  I would recommend Marshmallow to friends and family.

Get the cover you need

Life on the road can be unpredictable. Take care of future you by adding some extra protection

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NCD Protection

Even good drivers make mistakes.

With this add on you can make up to 2 claims without affecting your No Claims Discount.

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Motor Legal Protection

Get the upper hand in any road-related dispute.

This add on covers legal costs to settle disputes and helps you appeal motoring convictions.

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Breakdown Cover

Our breakdown cover is powered by the AA, so you know you’re in good hands.

You can choose from roadside  assistance or UK-wide recovery.

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Courtesy car upgrade

(theft and total loss)

Standard courtesy car cover doesn’t guarantee you a replacement car.

Courtesy car upgrade will help you get a courtesy car if yours is stolen, or the repair costs more than your car is worth.

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Excess Protection

Protect your future self from having to pay your excess.

This add on makes sure your excess is fully refunded if you make a fault claim.

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Europe Roaming Pass upgrade

Did somebody say roadtrip?

Get fully comprehensive cover for up to 90 days of travel in Europe.

Now available for Marshmallow Plus customers.

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Driving Other Cars

(third party only)

Our most requested add on. Drive other people’s cars with third party cover.

Now available with Marshmallow Plus.

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Uninsured driver promise

If you’re hit by an uninsured driver, we’ll protect your No Claims Discount and return your excess.

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Here when you need us

Our Customer Happiness team is your cool head in a crisis. And they are very good. Get in touch with them whenever you have a question!

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Oh look, we’ve won some shiny awards!

What made us stand out to the judges? Our innovative car insurance products and our committed customer service!

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Tell me more!

Everything you need to know about Marshmallow car insurance

How do I prove my No Claims Discount?
Do I have to pay to update my policy?
Do you ask for additional documents?
How do I see my policy?
What is a No Claims Discount?
How do I talk to someone?