Get a loan to help you spread the cost of a car.
Even if you've only just moved here.
Buying a car shouldn't mean wrecking your savings. Yet for newcomers who are shut out from car finance options in the UK, just because they haven’t borrowed any money yet, that's often exactly what happens.
And we don't think that's fair.
We’ve already spent years helping UK newcomers access fairly-priced car insurance. Now we’re using that experience to help us look past what’s on paper – so we can often say yes where others say no.
Unlike traditional car finance providers, we don’t let a lack of UK credit history get in the way of your loan. Instead, we ask smarter questions that help us see the full picture.
Accessing our car finance and making regular, monthly payments will help improve your UK credit score over time.
Send us your details online to help us approve your loan. No extra visits to the dealership. No messy paperwork.
Applying for a car finance loan with us won’t impact your current credit score, even if you’re unsuccessful.
*Based on data from all active Marshmallow car insurance policyholders from 2018 - 2024.
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