Get home and contents cover in minutes

Just getting settled in the UK? Get cover for your home and the stuff inside with our straightforward insurance.

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Buildings insurance up to £1m
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Contents insurance up to £100k
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Extra protection for valuables
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24/7 claims line
home cover
The types of cover you can get

Contents only

Covers items inside your home, if they’re damaged or stolen, like furniture, appliances and other valuables. Great for renters and leasehold flat owners.

Buildings and Contents

Covers damage to the structure of your home, like the walls, floors, ceilings and roof plus your belongings inside. Perfect if you own a house.

Why choose Marshmallow home insurance?

Made for UK newcomers

We’re here to make life easier for people new to the UK. So we use simple language, and tailored guides designed for those less familiar with UK insurance.

Celebration cover

Hosting a special occasion like Diwali, a wedding or a birthday? We’ll cover your gifts and food if they’re damaged up to £3,000.

Help when you need it

Burst pipe on a Bank Holiday? 2am break-in? Our claims phone line is open 24/7. Plus get help on-the-go with Live Chat.

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We're rated Excellent on Trustpilot.

Look at that! Over 25,000 reviews already.

How it works
Get home insurance in minutes
1
Apply online

Tell us about you and your needs in our simple online form.

2
Customise your cover

Choose the cover options that suit you best.

3
Get a quote

Check your price and confirm your policy, your cover will start on your chosen date.

What you’re covered for

Limits apply, see full details of cover and exclusions below.

See all inclusions

Buildings cover up to £1 million

To repair or rebuild the structure of your home if it gets damaged.

Cover for belongings
up to £100,000

To repair or replace your things if they’re damaged or stolen.

Fire and smoke

Damage caused by smoke or flames from a fire, explosion, lightning strike, or even an earthquake.

Legal liability

We’ll cover your legal costs if someone is hurt in your home and you’re held responsible.

Water damage

If your house is damaged by leaks, burst pipes, storms, floods, or heavy snow.

Theft and vandalism

Covers loss or damage from theft, vandalism, or break-ins.

Subsidence and landslips

Cover if the ground beneath your home shifts and causes damage.

Optional extras for added protection

Extra protection for items worth over £2,000, plus cover for your belongings while you’re out and about.

Answers to important questions

We’re here to help

Talk to us about everything else

Live Chat

Monday - Friday | 9am - 7pm

Weekends and bank holidays | 10am - 4pm

Claims phone number
01908 302323
Monday - Sunday | 24/7