Staying on top of your car insurance is essential. Whether you’re checking when your policy ends, confirming who you’re insured with, or making sure you’re legally covered to drive.
In this guide, we’ll walk you through the quickest and easiest ways to check your car insurance details in the UK.
If you're new to the UK or driving here for the first time, you can also explore flexible cover options with Marshmallow car insurance.
How can I check my car insurance?
Wondering if your car is insured? The fastest way to check is to use the Motor Insurance Database (MID) — a national register of all insured vehicles in the UK.
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Check using the Motor Insurance Database (askMID) Visit the askMID website and enter your vehicle registration number. It will tell you whether the vehicle currently appears as insured on the database. It’s important to note that this won’t show your policy details, only whether the car is insured. It also takes a few days for new policies to appear, so don’t panic if you’ve only just bought cover.
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Check your email, online account or app Most insurers send confirmation emails when you buy or renew your policy. If your insurer has an app or online portal, you can usually view your documents and check your policy status there.
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Check your bank statements If you pay monthly by direct debit, your bank statements can confirm ongoing payments to your insurer.
How to find out who my car insurance is with
If you can’t remember your insurer’s name, there are a few easy ways to track it down:
- Search your email inbox for terms like “insurance”, “policy”, or “certificate”.
- Check your bank or credit card statements to see which company is taking monthly payments.
- Log into comparison site accounts (e.g. Compare the Market) if you used one to buy your policy.
How to check car insurance expiry date
To find out when your policy runs out:
- Check your Certificate of Motor Insurance, it will show your policy start and end date. Read our blog on how to understand your policy documents.
- Log into your insurer’s app or online account, where policy dates are usually displayed.
- Review renewal emails, insurers typically send reminders 3 to 4 weeks before expiry.
- Check your original purchase confirmation email, which also includes your policy dates.
If you’re unsure or can’t find anything, you can always call your insurer to confirm. Find out how to check the details of your Marshmallow policy and understand your documents.
How to find my car insurance policy number
Your policy number is usually included on your:
- Certificate of Motor Insurance
- Policy Schedule
- Welcome email
- Insurer’s app or online dashboard If you can’t find these documents, searching your inbox for “policy number” or your insurer’s name often works.
Check car insurance validity
When people talk about “validity”, they usually mean making sure their cover is active and correct. Here’s what to look for:
- The policy is currently active — check the start and end dates.
- Your details are correct — wrong information (like address, job title or mileage) can affect validity.
- The car is listed on the MID — use askMID to confirm your vehicle appears as insured.
- Your payments are up to date — missed payments can cause cancellations. If anything looks incorrect, contact your insurer as soon as possible to update your details.
Check if your car has an MOT and insurance
You can check both your MOT and your insurance status online:
Check MOT status
Use the GOV.UK MOT checker to view:
- MOT expiry date
- Pass/fail history
- Advisory notes
Find out more about whether your car needs a valid MOT.
Check insurance status
- Use askMID to confirm whether the vehicle shows as insured.
Tip: Many drivers check both at the same time to make sure they’re fully road legal.
Final thoughts
Checking your car insurance status is simple once you know where to look. Whether you want to confirm you’re insured, see when your policy expires, find your insurer, or double-check your details, the key places to look are:
- askMID for a quick insurance status check
- Your emails, bank statements, or online account
- Your Certificate of Motor Insurance for policy dates and numbers
- GOV.UK tools for MOT and tax information
If you’re an expat, new to the UK, or just want flexible, affordable car insurance, explore your options and get a quote today.
