We are really focused on offering car insurance that protects everyone involved in an incident, which is why we only offer fully comprehensive insurance.
Fully comprehensive insurance is the highest level of protection offered in the UK. It covers damage caused to other people's property, damage caused to your own car, and can pay you compensation if you are injured. Our policies would also protect you against theft, accidents and even your car catching fire.
We do not offer third party insurance. Third party insurance does not cover damage to your own car and does not pay compensation if you are injured, whereas our fully comprehensive policies cover this. We know that accidents can be pretty bad, so want to make sure you have good coverage if you are in one!
We understand that our customers have different needs though, so we have two plans, called Marshmallow Essential and Marshmallow Original, to offer you more flexibility.
The main differences are that under the Essential plan are that you do not have windscreen repair or replacement covered, and this is not something you would be able to add as an optional extra. Additionally, in the event of making a claim, you would also not have personal baggage cover, no built in entertainment cover, and no back-up travel after an accident 👍
Please note, you will not be covered to drive other vehicles under either of our plans.