You can easily add Business Class 1 (BC1) to your Marshmallow policy through the app. This allows the main driver to visit multiple work locations. Here’s how to do it:
How to add Business Class 1 in the App
- Open the Marshmallow app
- Tap Your Policy
- Tap Update Details at the top of the screen
- Scroll to Manage your vehicle
- Tap Edit next to Usage & Mileage
- Select Class 1 Business Use
- Tap Continue and follow the steps to confirm
What is Business Class 1?
BC1 allows the policyholder to drive:
- To multiple places of work
- To client locations or job sites
- With colleagues as passengers during working hours
It also allows your spouse or cohabiting partner, if they are a named driver, to have business cover. Other named drivers will only be covered for Social, Domestic, Pleasure & Commuting (SDPC) use.
Important Restrictions
Business Class 1 does not cover:
- Deliveries, including food or parcels
- Travelling salespeople
- Tradespeople transporting tools or goods
- Children as passengers (considered “goods”)
- Healthcare workers transporting patients, medication, or equipment
Mileage Requirement
You’ll need a minimum of 2,000 miles on your policy to be eligible for BC1.
How much does it cost to add business use to my car insurance?
- Your premium may change based on your updated usage and mileage
- £25 admin fee may apply if you're on the Lightest or Essential plan