Mercedes insurance groups explained: A-Class, B-Class, C-Class & more
Mercedes-Benz. An iconic brand that’s a symbol of quality, luxury, status. But while some people write pop songs about them, you might be looking at less poetic, more practical matters. Like how much it costs to insure a Mercedes.
If you’re new to the UK and looking to buy a Mercedes, you first need to know about Mercedes-Benz insurance groups. Here we’ll explain them in detail, including what insurance group is a Mercedes A-Class, Mercedes C-Class insurance groups, and how to save money on your Mercedes insurance.
Let’s dive in.
What is a car insurance group?
A car insurance group is a number from 1 to 50 that shows how expensive a car might be to insure. Group 1 is the cheapest and group 50 is the most expensive.
Cars are placed in insurance groups based on things like:
- Value of the car
- Engine size and performance
- Safety and security features
- Cost of repairs
Mercedes models are often in higher insurance groups because they tend to be powerful, packed with tech and more expensive to fix.
Find out more about car insurance groupings in our complete guide.
What insurance group is a Mercedes?
Here’s a quick look at the insurance groups for popular Mercedes models:
- Mercedes A-Class: Insurance group 14–37
- Mercedes B-Class: Insurance group 11–27
- Mercedes C-Class: Insurance group 22–42
- Mercedes E-Class: Insurance group 34–47
- Mercedes GLA: Insurance group 18–39
- Mercedes GLC: Insurance group 30–45
- Mercedes GLE: Insurance group 41–50
- Mercedes S-Class: Insurance group 45–50
Insurance group numbers depend on your engine size, trim level, and features. In general, the more power and tech you get, the higher the group and the higher the cost.
What insurance group is a Mercedes A-Class?
The Mercedes A-Class insurance group ranges from group 14 to group 37 depending on the model.
- Mercedes A 180: Insurance group 17
- Mercedes A180 SE: Insurance group 14 or 15
- Mercedes A 200: Insurance group 18
- Mercedes A 220: Insurance group 19
- A Mercedes Benz A-Class AMG Line Premium: Insurance group 30+
- Mercedes AMG A 35: Insurance group 30
- Mercedes AMG A 45: Insurance group 37
These groups reflect the engine size and performance capabilities of each model, with higher-performance variants falling into higher insurance groups.
As it’s often available at lower insurance groups, the Mercedes-Benz A-Class is a popular choice for drivers looking for a premium car that’s more affordable.
What insurance group is a Mercedes C-Class?
The Mercedes C-Class insurance group is typically between group 22 and group 42.
- C 180: Insurance group 23
- C 200: Insurance group 24
- C 250: Insurance group 26
- C 300: Insurance group 28
- AMG C 43: Insurance group 40
- AMG C 63: Insurance group 49
As the Mercedes C-Class is a mid-sized luxury saloon, its insurance groups are typically higher than A-Class models.
What insurance group is a Mercedes E-Class?
The Mercedes E-Class insurance group is usually group 28 and above.
- E 200: Insurance group 28
- E 220d: Insurance group 29
- E 350e: Insurance group 41
- AMG E 53: Insurance group 48
- AMG E 63 S: Insurance group 50
What insurance group is a Mercedes S-Class?
The S-Class represents the pinnacle of Mercedes-Benz luxury and technology. Insurance groups for the Mercedes S-Class are usually in group 44 and above:
- S 350d: Insurance group 44
- S 500: Insurance group 46
- S 600: Insurance group 50
- AMG S 63: Insurance group 50
The high insurance groups reflect the S-Class’s advanced technology, luxury features, and high repair costs.
What insurance group is a Mercedes GLC?
The GLC is a luxury SUV that combines performance with practicality. Insurance groups for the GLC include:
- GLC 200: Insurance group 30
- GLC 220d: Insurance group 32
- GLC 300: Insurance group 34
- AMG GLC 43: Insurance group 43
- AMG GLC 63: Insurance group 50
The AMG models are placed in higher insurance groups due to their enhanced performance and features.
How Engine Size and Trims Affect Insurance Groups
Insurance groups are influenced by several factors, with engine size and trim level being significant factors:
- Engine Size: Larger engines typically lead to higher insurance groups due to increased repair and replacement costs.
- Trim Level: Higher trims often come with additional features and performance enhancements, which can increase the insurance group.
- Performance Models: AMG and other performance-oriented models are placed in higher insurance groups due to their enhanced power and performance capabilities.
Are Mercedes expensive to insure?
It depends on the model and the insurance provider. Insurance costs for Mercedes models can be higher due to:
- Expensive repair costs
- Advanced safety and tech features
- Strong performance and powerful engines
- High theft appeal for some models
However, as with all cars, those with smaller, less powerful engines are still more affordable. And you can save money by getting a more basic model without lots of advanced features.
Mercedes vs Other Brands: How Do Insurance Groups Compare?
Still choosing between a Mercedes and something else? Here’s how insurance groups compare across similar models:
Entry-Level Hatchbacks:
- Mercedes A-Class – Group 14–37
- BMW 1 Series – Group 18–31
- Audi A3 – Group 14–30
- Fiat 500 – Group 6–10
- Toyota Yaris – Group 7–12
- Ford Fiesta – Group 2–16
- Vauxhall Corsa – Group 3–20
Saloon Cars:
- Mercedes C-Class – Group 22–42
- Tesla Model 3 – Group 30–50
- BMW 3 Series – Group 18–42
- Audi A4 – Group 20–42
- Volvo V40 – Group 15–29
Crossovers & SUVs:
- Mercedes GLA – Group 18–39
- Nissan Qashqai – Group 14–20
- Toyota CH-R – Group 14–20
- Kia Niro – Group 11–24
- Hyundai Kona – Group 8–17
As you can see, Mercedes can still be competitive with other manufacturers, but it depends on the model you buy.
How to lower your Mercedes insurance costs
Worried your Mercedes might be too pricey to insure? Here’s how to cut costs, even if you’re in a higher group:
- Choose a lower engine size and non-AMG trim
- Avoid unnecessary extras that push the car into a higher group
- Add a more experienced named driver to your policy
- Park in a secure driveway or garage overnight
- Pay annually instead of monthly to avoid interest charges
- Build up your claims-free driving history
If you’re new to the UK, Marshmallow will accept your claims-free driving history from any country in the world, which could help you make a big saving on your car insurance.
What’s the cheapest Mercedes model to insure in the UK?
The cheapest Mercedes models to insure in the UK are usually lower-trim A-Class or B-Class models. For example, the Mercedes A180 SE and Mercedes B160 often fall into insurance groups between 11 and 17, which are on the lower end for the brand.
Choosing a model with a smaller engine, no AMG upgrades and fewer luxury extras can help keep your insurance costs down. Always check the specific insurance group before buying.
Can I get insurance for a Mercedes if I’m new to the UK?
Yes. At Marshmallow we accept driving licences from all countries. So if you’re new to the UK and want to insure a Mercedes, we can help.
What does Marshmallow offer Mercedes drivers?
At Marshmallow, we’re experts at helping people who are new to the UK get car insurance. If you’re looking to insure a Mercedes, we offer:
- Cover for all non-UK licences
- Driving history from anywhere in the world taken into account
- Easy to apply and manage your policy through our website and app
- Friendly support staff that are experienced with helping newcomers to the UK
