Mercedes insurance groups explained

Mercedes-Benz. An iconic brand that’s a symbol of quality, luxury, status. But while some people write pop songs about them, you might be looking at less poetic, more practical matters. Like how much it costs to insure a Mercedes.

If you’re looking to buy a Mercedes, you first need to know about Mercedes-Benz insurance groups. Here we’ll explain them in detail, including what insurance group is a Mercedes A-Class, Mercedes C-Class insurance groups, and how to save money on your Mercedes insurance.

Need Mercedes insurance? Get an affordable car insurance quote with us today.

How Mercedes car insurance groups work

A car insurance group is a number from 1 to 50 that shows how expensive a car might be to insure. Group 1 is the cheapest and group 50 is the most expensive.

Cars are placed in insurance groups based on things like:

• Value of the car
• Engine size and performance
• Safety and security features
• Cost of repairs

Mercedes models are often in higher insurance groups because they tend to be powerful, packed with tech and more expensive to fix.

Find out more about car insurance groups.

What insurance group is a Mercedes?

Here’s a quick look at the insurance groups for popular Mercedes models:

• Mercedes A-Class: Insurance group 14–37
• Mercedes B-Class: Insurance group 11–27
• Mercedes C-Class: Insurance group 22–42
• Mercedes E-Class: Insurance group 34–47
• Mercedes GLA: Insurance group 18–39
• Mercedes GLC: Insurance group 30–45
• Mercedes GLE: Insurance group 41–50
• Mercedes S-Class: Insurance group 45–50

Insurance group numbers depend on your engine size, trim level, and features. In general, the more power and tech you get, the higher the group and the higher the cost.

Mercedes A-Class insurance group

The Mercedes A-Class insurance group ranges from group 14 to group 37 depending on the model.

Popular Mercedes A-Class insurance groups:

• Mercedes A 180: Insurance group 17
• Mercedes A180 SE: Insurance group 14 or 15
• Mercedes A 200: Insurance group 18
• Mercedes A 220: Insurance group 19
• A Mercedes Benz A-Class AMG Line Premium: Insurance group 30+
• Mercedes AMG A 35: Insurance group 30
• Mercedes AMG A 45: Insurance group 37

These groups reflect the engine size and performance capabilities of each model, with higher-performance variants falling into higher insurance groups.

As it’s often available at lower insurance groups, the Mercedes-Benz A-Class is a popular choice for drivers looking for a premium car that’s more affordable.

Mercedes C-Class insurance group

The Mercedes C-Class insurance group is typically between group 22 and group 42.

Popular Mercedes C-Class insurance groups:

• C 180: Insurance group 23
• C 200: Insurance group 24
• C 250: Insurance group 26
• C 300: Insurance group 28
• AMG C 43: Insurance group 40
• AMG C 63: Insurance group 49

As the Mercedes C-Class is a mid-sized luxury saloon, its insurance groups are typically higher than A-Class models.

Mercedes E-Class insurance group

The Mercedes E-Class insurance group is usually group 28 and above.

Popular Mercedes E-Class insurance groups:

• E 200: Insurance group 28
• E 220d: Insurance group 29
• E 350e: Insurance group 41
• AMG E 53: Insurance group 48
• AMG E 63 S: Insurance group 50

Mercedes S-Class insurance group

The S-Class represents the pinnacle of Mercedes-Benz luxury and technology. Insurance groups for the Mercedes S-Class are usually in group 44 and above:

Popular Mercedes S-Class insurance groups:

• S 350d: Insurance group 44
• S 500: Insurance group 46
• S 600: Insurance group 50
• AMG S 63: Insurance group 50

The high insurance groups reflect the S-Class’s advanced technology, luxury features, and high repair costs.

Mercedes GLC insurance group

The GLC is a luxury SUV that combines performance with practicality. Insurance groups for the GLC include:

Popular Mercedes GLC insurance groups:

• GLC 200: Insurance group 30
• GLC 220d: Insurance group 32
• GLC 300: Insurance group 34
• AMG GLC 43: Insurance group 43
• AMG GLC 63: Insurance group 50

The AMG models are placed in higher insurance groups due to their enhanced performance and features.

How Engine Size and Trims Affect Insurance Groups

Insurance groups are influenced by several factors, with engine size and trim level being significant factors:

• Engine Size: Larger engines typically lead to higher insurance groups due to increased repair and replacement costs.
• Trim Level: Higher trims often come with additional features and performance enhancements, which can increase the insurance group.
• Performance Models: AMG and other performance-oriented models are placed in higher insurance groups due to their enhanced power and performance capabilities.

Are Mercedes expensive to insure?

It depends on the model and the insurance provider. Insurance costs for Mercedes models can be higher due to:

• Expensive repair costs
• Advanced safety and tech features
• Strong performance and powerful engines
• High theft appeal for some models

However, as with all cars, those with smaller, less powerful engines are still more affordable. And you can save money by getting a more basic model without lots of advanced features.

Mercedes vs Other Brands: How Do Insurance Groups Compare?

Still choosing between a Mercedes and something else? Here’s how insurance groups compare across similar models:

Entry-Level Hatchbacks:

• Mercedes A-Class – Group 14–37
• BMW 1 Series – Group 18–31
• Audi A3 – Group 14–30
• Fiat 500 – Group 6–10
• Toyota Yaris – Group 7–12
• Ford Fiesta – Group 2–16
• Vauxhall Corsa – Group 3–20

Saloon Cars:

• Mercedes C-Class – Group 22–42
• Tesla Model 3 – Group 30–50
• BMW 3 Series – Group 18–42
• Audi A4 – Group 20–42
• Volvo V40 – Group 15–29

Crossovers & SUVs:

• Mercedes GLA – Group 18–39
• Nissan Qashqai – Group 14–20
• Toyota CH-R – Group 14–20
• Kia Niro – Group 11–24
• Hyundai Kona – Group 8–17

As you can see, Mercedes can still be competitive with other manufacturers, but it depends on the model you buy.

Find out more about BMW insurance groups, Audi car insurance groups, Nissan insurance groups, Toyota insurance groups.

How to lower your Mercedes insurance costs

Worried your Mercedes might be too pricey to insure? Here’s how to cut costs, even if you’re in a higher group:

• Choose a lower engine size and non-AMG trim
• Avoid unnecessary extras that push the car into a higher group
• Add a more experienced named driver to your policy
• Park in a secure driveway or garage overnight
• Pay annually instead of monthly to avoid interest charges
• Build up your claims-free driving history

If you’re new to the UK, Marshmallow will accept your claims-free driving history from any country in the world, which could help you make a big saving on your car insurance.

What’s the cheapest Mercedes model to insure in the UK?

The cheapest Mercedes models to insure in the UK are usually lower-trim A-Class or B-Class models. For example, the Mercedes A180 SE and Mercedes B160 often fall into insurance groups between 11 and 17, which are on the lower end for the brand.

Choosing a model with a smaller engine, no AMG upgrades and fewer luxury extras can help keep your insurance costs down. Always check the specific insurance group before buying.

Can I get insurance for a Mercedes if I’m new to the UK?

Yes. At Marshmallow we accept driving licences from all countries. So if you’re new to the UK and want to insure a Mercedes, we can help.

What does Marshmallow offer Mercedes drivers?

If you’re looking to insure a Mercedes, we offer:

• Easy to apply and quick to set up
• Manage your policy through our website and app
• Friendly support staff and 24/7 claims line
• Driving history from anywhere in the world taken into account

To see what you could save, get a cheap car insurance quote today.