Nissan insurance groups explained: Qashqai, Juke, Micra & more
If you’re new to the UK and thinking about buying a Nissan, understanding its insurance group can help you avoid unexpected costs. Whether it’s a compact Micra or a spacious Qashqai, each Nissan model sits in a different insurance group, which directly affects how much you’ll pay.
Here we’ll go through all the key details about Nissan insurance groups, so you can find the right option for you and your wallet.
What is a car insurance group?
Every car in the UK is placed in an insurance group from 1 to 50. Group 1 means low insurance costs. Group 50 means higher premiums.
These groups help insurers estimate repair costs, theft risk, performance and safety features. They then use this alongside personal factors like your age, licence, and address to work out your price.
Learn more about car insurance groups
What insurance group is a Nissan?
The insurance group of a Nissan depends on the model and its features. Here’s how popular Nissan models stack up, from the cheapest to the most expensive to insure.
- Nissan Micra insurance group – 1 to 11
- Nissan Juke insurance group – 8 to 20+
- Nissan Note insurance group – 6 to 16
- Nissan Qashqai insurance group – 13 to 26
- Nissan LEAF insurance group – 20 to 26
- Nissan X-Trail insurance group – 20 to 30
- Nissan GT-R insurance group – 50
Want to dig a bit deeper? Below we look at some of the most popular models in more detail.
What insurance group is a Nissan Qashqai?
The Nissan Qashqai usually falls between insurance groups 13 and 26, depending on the model and engine.
- Qashqai 1.3 DIG-T Acenta Premium - around group 14
- Qashqai e-Power 190 Tekna+ - group 21 or higher
- Older Qashqai 1.5 dCi Visia - group 13-15
Higher trim levels or hybrid models typically sit in higher insurance groups.
What insurance group is a Nissan Juke?
The Nissan Juke is usually in groups 8 to 17, making it one of the more affordable SUVs to insure.
- Juke 1.0 DiG-T Visia - often in group 8
- Juke 1.6 Hybrid Tekna+ - up to group 17
- Nissan Juke Nismo RS - group 20+
Lower trims are best if you’re looking to save on premiums.
What insurance group is a Nissan Micra?
The Nissan Micra typically appears in groups 1 to 11, which makes it one of the cheapest Nissans to insure.
- Micra 1.0 IG-T Visia - group 1 or 2
- Micra Acenta 1.0 - around group 5
- Micra N-Sport - group 11
It’s a popular choice for new drivers or anyone looking to keep costs down.
What insurance group is a Nissan Note?
The Nissan Note usually falls into groups 6 to 16.
- Note 1.2 Visia - group 6-7
- Note 1.5 dCi Acenta Premium - group 15-16
It’s a compact, practical option with mid-range insurance pricing.
Do Nissan insurance groups vary by trim?
Yes. Even small changes in trim or engine size can shift a car into a different insurance group. Trim can include any non-standard feature on the car, including spoilers, exhaust systems, alloy wheels, internal technology or leather seats. For example:
- A Qashqai with a larger engine and more tech will be in a higher group than a smaller engine with basic features
- Sporty or hybrid variants tend to sit higher on the scale
Always check the specific model and year before you buy, as well as for any modifications.
What’s the cheapest Nissan to insure?
These Nissans usually sit in the lowest insurance groups:
- Nissan Micra 1.0 Visia - often group 1
- Nissan Juke 1.0 DiG-T - around group 8
- Older Nissan Note 1.2 models - from group 6
These Nissans are ideal if you’re new to the UK and want to start with affordable premiums.
How do Nissan insurance groups compare to other brands?
Nissans generally offer good value when it comes to insurance. Here’s how they stack up compared to other brands:
- Cheaper than BMWs or Audis - Nissan Qashqai or Juke typically fall in lower insurance groups than similar-sized cars from these brands
- Competitive with Toyota and Ford - A Micra is similar to a Yaris or Fiesta for insurance costs
- Often cheaper than hybrid-only brands - If you're comparing a Juke to a Toyota C-HR or Hyundai Kona Hybrid, the Nissan may sit in a lower group
If you're open to different makes, it’s worth comparing insurance group ranges across models in the same category.
How can I lower my Nissan insurance premium?
To reduce your Nissan insurance premium in the UK, try these tips:
- Choose a lower insurance group model — like a Micra or entry-level Juke
- Park off the road or in a garage to lower theft risk
- Increase your voluntary excess (if you can afford it)
- Limit your annual mileage if you don’t drive far
- Add an experienced named driver to the policy
- Build up your claims-free driving discount
If you’re new to the UK, Marshmallow will accept your claims-free driving history from any country in the world, which could help you make a big saving on your car insurance.
Can I get car insurance in the UK without a UK licence?
Yes. At Marshmallow we accept driving licences from all countries. So if you’re new to the UK and want to insure a Nissan, we can help.
What does Marshmallow offer Nissan drivers?
At Marshmallow, we’re experts at helping people who are new to the UK get car insurance.
We offer:
- Cover for UK and non-UK licences
- Driving history from anywhere in the world taken into account
- Easy to apply and manage your policy through our website and app
- Friendly support staff that are experienced with helping newcomers to the UK
Whether you drive a Micra, Juke or Qashqai, we’ve got you covered.
Frequently asked questions
Is a Nissan Juke expensive to insure?
Not usually. Most Juke models sit in insurance groups 8 to 17.
Is the Nissan Micra cheap to insure?
Yes. Many models are in group 1 to 5, making it one of the cheapest cars to insure.
Do insurance groups change every year?
Not usually. But new trims or engines can shift group rankings.
Can I get insurance for my Nissan with a non-UK licence?
Yes. Marshmallow specialises in helping drivers with non-UK licences get cover.
