The smart way to buy car insurance

Award-winning cover you can control from your phone

FCA Regulated
24/7 Claims Line
100K+ customers
3x award-winning

The highest level of cover

A quick look at what’s covered

Car damage
Fire and theft
EU cover for 90 days
Courtesy car
Property damage
Windscreen damage

Car damage

Accidents happen. Vandalism happens. If your car is damaged as a result of either, we’ll cover the cost of getting it fixed or replaced.

Fire and theft

If your car is damaged by fire, lightning, explosion, theft or attempted theft, we’ll cover the costs of getting it fixed or replaced.

EU cover for 90 days

Europe is just a road trip away. Contact us before you leave and get up to 90 days third-party cover inside the EU.


If you’re at fault in an accident that causes injury to others, all compensation payouts will be taken care of. If you’re harmed, we can contribute up to £5,000 in personal accident support, depending on your injuries.

Courtesy car

We want to keep you mobile, even if your car has other ideas. As long as you use one of our approved repairers, we’ll do everything we can to get you a courtesy car. This can be subject to claim and availability.

Property damage

If you damage someone else’s property by accident, you can breathe a bit easier knowing we’ve set aside £20m to pay for any repairs or replacements needed.

Windscreen damage

If you’re on a Marshmallow Original plan and your windscreen needs fixing or replacing, you’ll pay a small excess and we’ll cover the rest.

Join over 100,000 happy customers

81% of reviews rated Excellent

John 🇪🇸

Returning to UK after living in Spain for almost 5 years. Marshmallow were by far the cheapest for my car insurance. No concern about having an EU licence or foreign NCB. So easy to set up cover, bought car and arranged insurance online within 10 minutes and all details are on the downloaded app. Can't ask for any more great service

Joel 🇨🇦

We have recently relocated to the UK from Canada and the experience withMarshmallow has been 1st class. Using all the conveniences of a digital platform, Marshmallow keeps the process clear and simple. All the correspondence has been prompt and efficient. Highly recommend

Savannah  🇿🇦

As a young driver from South Africa, trying to find an easy and affordable insurance policy proved to be very difficult. Until I came across Marshmallow, the signing up process online was very quick and easy as well as affordable. Would definitely recommend!!

Virginia 🇫🇷

This is the first time I have used this company. They were fantastic. I have recently come back from France to England to live. They are recognising my no claims. Bonus earned on my French insurance. Hats off to them, they deserve every success.

Paulin 🇮🇹

Excellent customers service, very understanding and patient. Moved over from Italy and I had trouble getting my no claim bonus years from Italy and Marshmallow were patient and understanding until everything got resolved.Big thank you to Sally who I was dealing with me the whole time.

Lynne 🇿🇦

My order was responded to very quickly. There were some medical questions which I answered and my order was sent out without delay. The product was packaged well and arrived before the time advised. I would recommend as I have ordered before and been very satisfied. I also received a free face mask which was really good.

Mary 🇺🇦

I'm from Ukraine. And this is my first insurance in England. The company provides excellent conditions for a great price. I will continue to use Marshmallow services and recommend to others.

Char 🇮🇪

So far I've found Marshmallow so helpful! I signed up for a policy recently, at a great price and they didn't penalise me because I'd been living in Ireland for a few years before returning to the UK (many insurers do). All the staff I've encountered have been really pleasant and helpful. I likely he online ease of access. All in all, really great!


Marshmallow made the process easy and straight forward even on a Sunday. Despite being an online only service, i found them very responsive and pain-free service. Enquiries or complaints are answered pretty quickly, with straight forward answers and clarity on what can or cannot be done.

Here’s why expats love our cover

Look at all those great perks...

NCD Protection

Even good drivers make mistakes.

With this add on you can make up to 2 claims without affecting your No Claims Discount.

Motor Legal Protection

Get the upper hand in any road-related dispute.

This add on covers legal costs to settle disputes and helps you appeal motoring convictions.

Breakdown Cover

Our breakdown cover is powered by the AA, so you know you’re in good hands.

You can choose from roadside  assistance or UK-wide recovery.

(theft and total loss)

Courtesy car upgrade

(theft and total loss)

Standard courtesy car cover doesn’t guarantee you a replacement car.

Courtesy car upgrade will help you get a courtesy car if yours is stolen, or the repair costs more than your car is worth.

Excess Protection

Protect your future self from having to pay your excess.

This add on makes sure your excess is fully refunded if you make a fault claim.

Europe Roaming Pass upgrade

Did somebody say roadtrip?

Get fully comprehensive cover for up to 90 days of travel in Europe. Bon voyage!

Drive Other Cars

(third party only)

Our most requested add on. Drive other people’s cars with third party cover.

Just make sure to check with the car owner first.

Oh look, we’ve won some shiny awards!

We love what we do - making insurance fairer for people like you. It’s hard work revolutionising an outdated industry. But winning an award or two always helps!

Why did we start an insurance company?

Back in 2017, we spotted a problem. The big insurance companies were charging expats way too much for insurance, or refusing to cover them altogether. We started Marshmallow to make things right.

Read more

*Based on research that showed last year we saved expat customers £269 on average on their car insurance policy where Marshmallow appeared as the cheapest option on a price comparison website.

**Drivers from outside the EU/EEA will need to switch to a UK licence 12 months after becoming a UK resident, or drive on a provisional licence with the same rules as learner drivers. You can find out more here.