The Campfire

Everything you need to know about driving in the UK, and getting insured

Buildings vs contents insurance and why you might need both
Learn the difference between buildings and contents insurance, what each covers, and how to choose the right cover for your home in the UK.
How to open a bank account in the UK
Find out what you need to know about setting up a UK bank account after moving here, including ID checks, address issues, online options, and moving money into pounds.
When is the best time to renew car insurance?
Discover if there is a good time to renew your car insurance, when prices go up and why insurers might change your price.
How to fit a black box in a car
Learn how a black box is fitted in your car, where it goes, how long installation takes, and what to know about removing a telematics device.
How does a black box work with multiple drivers?
Learn how black box car insurance works with shared cars and multiple drivers. Understand how to make sure everyone stays insured and is tracked correctly.
How long do you have to declare accidents for car insurance?
Find out how long you need to declare past accidents for car insurance in the UK, what counts as an accident, and why insurers ask for this information.
Black box car insurance rules
Learn the main black box car insurance rules in the UK, what could happen if you break them and how it works with Marshmallow's telematics plan.
How to check your MOT status for car insurance
Learn how to check your car insurance and MOT status in the UK, and why this matters before you get on the road.
When is my car insurance due?
Not sure when your car insurance is due? Find out how to check your renewal date, whether it renews automatically and what to do next.
Is a black box worth it for car insurance?
Find out if black box car insurance is worth it, how much it can reduce costs, and when insurance without a black box might be better.
How many insurance policies can you have on a car?
Learn if you can have two insurance policies on one car in the UK, and what’s best for you: two policies, named drivers, or a multi-car policy.
Do I need car insurance in the UK?
Do you need car insurance in the UK? Learn when you need cover to register a car, buy a car, or rent a car, plus what happens if you drive uninsured.
Voluntary and compulsory excess: what they mean and why they matter
Learn the difference between compulsory and voluntary excess on UK car insurance, how they combine into your total excess, when you pay it, and how to choose an amount you can afford.
Can you tax a car without insurance?
Can you tax a car without insurance in the UK? Find out what the law says, when insurance is required, and what to do if you’re new to the UK.
How much do insurance rates go up after an accident?
Find out how much UK car insurance can increase after an accident, what affects the change, how long it can last, and when it’s worth claiming.
What is black box or telematics insurance?
Learn what black box or telematics insurance is, how it works, whether it can lower your costs, and if it’s worth it for drivers in the UK.
UK immigration rules simply explained
Discover who UK immigration rules apply to, how they affect daily life, and what to know if you plan to stay long term.
Becoming a UK Citizen
A guide to becoming a UK citizen, including permanent residency, the Life in the UK test, and what the process involves.
Settled Status and Indefinite Leave to Remain
Learn the difference between Settled Status and Indefinite Leave to Remain in the UK, who can apply, and what each status allows you to do.
How to register with a GP in the UK
See if you’re eligible to register with a GP in the UK, whether you need an NHS number, and what to expect after signing up.
What invalidates car insurance?
Learn what invalidates car insurance in the UK, including common mistakes, changes you must report, and how to avoid having a claim refused.
When do you need home insurance in the UK?
Find out when you need home insurance in the UK, whether it’s required by law, and what renters and homeowners need to know.
What is classic car insurance?
What is classic car insurance and how does it work? Learn how specialist cover differs from standard car insurance, including agreed value and mileage limits.
Car insurance and weather warnings: what’s covered in the UK
Is car insurance valid during weather warnings? Learn how UK insurance works in red alerts, storms, flooding, and bad driving conditions.
What is a named driver on car insurance?
Learn what a named driver is, how it differs from the main driver, how it affects price and no claims discount, and when to add someone to your policy.
Car insurance when someone dies: what happens next?
What happens to car insurance when someone dies? Learn the steps to take in the UK, whether cover is still valid, refunds, and how to handle the policy.
Car insurance and credit scores
Does your credit score affect car insurance in the UK? Learn how credit checks work, what matters most, and how to get insured if you’re new to the UK.