The Campfire

Everything you need to know about driving in the UK, and getting insured

Do I need car insurance in the UK?
Do you need car insurance in the UK? Learn when you need cover to register a car, buy a car, or rent a car, plus what happens if you drive uninsured.
Voluntary and compulsory excess: what they mean and why they matter
Learn the difference between compulsory and voluntary excess on UK car insurance, how they combine into your total excess, when you pay it, and how to choose an amount you can afford.
Can you tax a car without insurance?
Can you tax a car without insurance in the UK? Find out what the law says, when insurance is required, and what to do if you’re new to the UK.
How much do insurance rates go up after an accident?
Find out how much UK car insurance can increase after an accident, what affects the change, how long it can last, and when it’s worth claiming.
Driving without insurance in the UK
Learn what counts as driving without insurance, the penalties, what happens if you’re stopped by police, and how to avoid accidental uninsured driving in the UK.
What is black box or telematics insurance?
Learn what black box or telematics insurance is, how it works, whether it can lower your costs, and if it’s worth it for drivers in the UK.
What is Fully Comprehensive car insurance?
Learn everything about Fully Comprehensive car insurance, what it covers, and how it compares to other policies in this clear and simple guide.
Why is car insurance so expensive in the UK?
Looking for affordable car insurance in the UK? Discover why insurance prices are high and learn money-saving tips. Save on car insurance today!
Your guide to UK roundabouts
There is one road feature above all others that sends a shiver through the steering wheel - roundabouts.
Car insurance documents for UK cover – What you need
New to the UK? Here’s a simple guide to the car insurance documents you’ll need — from proof of address to No Claims Discount — to get covered with Marshmallow.
When do you need home insurance in the UK?
Find out when you need home insurance in the UK, whether it’s required by law, and what renters and homeowners need to know.
UK immigration rules simply explained
Discover who UK immigration rules apply to, how they affect daily life, and what to know if you plan to stay long term.
Becoming a UK Citizen
A guide to becoming a UK citizen, including permanent residency, the Life in the UK test, and what the process involves.
Settled Status and Indefinite Leave to Remain
Learn the difference between Settled Status and Indefinite Leave to Remain in the UK, who can apply, and what each status allows you to do.
How to register with a GP in the UK
See if you’re eligible to register with a GP in the UK, whether you need an NHS number, and what to expect after signing up.
What invalidates car insurance?
Learn what invalidates car insurance in the UK, including common mistakes, changes you must report, and how to avoid having a claim refused.
Does car insurance cover repairs?
Does car insurance cover repairs? Learn which types of car insurance pay for repairs, what’s excluded, and when claims are approved.
What is classic car insurance?
What is classic car insurance and how does it work? Learn how specialist cover differs from standard car insurance, including agreed value and mileage limits.
Car insurance and weather warnings: what’s covered in the UK
Is car insurance valid during weather warnings? Learn how UK insurance works in red alerts, storms, flooding, and bad driving conditions.
What is a named driver on car insurance?
Learn what a named driver is, how it differs from the main driver, how it affects price and no claims discount, and when to add someone to your policy.
Car insurance when someone dies: what happens next?
What happens to car insurance when someone dies? Learn the steps to take in the UK, whether cover is still valid, refunds, and how to handle the policy.
Car insurance and credit scores
Does your credit score affect car insurance in the UK? Learn how credit checks work, what matters most, and how to get insured if you’re new to the UK.
What is personal accident cover in car insurance?
What does personal accident cover mean in car insurance? Learn what it covers, who it applies to, and how payouts work in the UK.
VAT and car insurance
Is there VAT on car insurance in the UK? Learn how car insurance is taxed, why VAT does not apply, and how Insurance Premium Tax works.
Car insurance groups – how to check
Learn how UK car insurance groups work, which are the cheapest car insurance groups and how to check which group your car is in.
Guide to driving in the UK on an international licence
Driving in the UK with a Foreign Licence? Discover how to drive in the UK with your international licence and explore important regulations.
How to provide No Claims Discount proof
A step-by-step guide to proving your claims-free driving history. We don’t mind what country it’s from – find the documents we accept and upload it on the app.